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Did you Know?
PCI DSS Is still Casuing Confusion
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Did
you Know?
PCI DSS is still Causing Confusion......
For the past four years Rich Peterson has been
speaking to groups of hundreds of restaurateurs on PCI DSS at
FRLA Event Seminars and Franchise Conventions. Each time he
asks “Who manages your PCI DSS Compliance” the answer is “The
POS Guy”. Below are the 12 steps of PCI DSS Compliance as we
understand them today. As you read through these you will understand
why it is not possible for one vendor to bring you to compliance,
not even the “POS Guy”.
-
Install and maintain a commercial
grade Firewall
- Protect Cardholder data
- Remove
default accounts
– Default accounts provided by vendors should not be used
- Protect
Card holder data – Use a PABP
Certified Software Version and remove all old card holder
data from previous years.
- Encrypt
traffic on open networks
– Use a PABP Certified Software Version and a multi-factor
authentication remote access tool.
- Up
to Date Anti-Virus Software –
Maintain subscription, definitions and regularly scan.
- Maintain
Secure Systems – Ensure all system components
and software have the latest windows security patches.
- Limit
access to data
- Configure Software and OS user groups and security levels
allowing access to needed information only.
- Unique
user ID's
- Setup unique users and complex passwords for anyone needing
access to the system. Complex passwords are defined as,
passwords that change at least every 90 days, 7-25 characters
in length, must contain at least one alpha and one numeric
character, can not contain the user name, and must not be
identical to a password used the last X times, where X is
defined by the system administrator and documented in your
security polices (see step 12.)
- Restrict
physical access – Make sure there is a lock
on the door to where your server is kept.
- Monitor
Access
– Monitor network traffic and/or use a video
surveillance system with audit tracking to monitor your
establishment.
- Test
periodically – Your Security Systems and
Processes. This MUST include a review by a QSA, Qualified
Security Assessor, is a person who has been certified by
the PCI Security Standards Council to audit merchants for
Payment Card Industry Data Security Standard (PCI DSS) compliance.
The PCI DSS Council was created jointly in 2004 by four
major credit-card companies: Visa, MasterCard, Discover
and American Express.
- Maintain
Security Policies – A written policy addressing
information security.
As you read
the above 12 steps you understand your “POS Guy” is able to
provide you solutions on steps 1- 3, they can assist with steps
4-8, and steps 9-12 are not items your “POS Guy” can control.
Have A Question?
If you are using Aloha POS and would like additional information
on how Abacus Business Solutions may assist you with steps 1-8
please contact us by email or phone at:
DataSecurity@abacuspos.com
or
to leave a message call 727-524-0177
ext. 430, and
a representative will call you back within 24 hours.

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